Anti-Gays Scam Insurance Providers

Timothy Kincaid

March 27th, 2009

Maple Grove High School fought like the dickens to keep its gay students from meeting.

Although the Equal Access Act provides that schools have to allow all non-curricular student groups the same access, Maple Grove thought they knew better.

Their ingenious legal argument? That Straights and Gays for Equity (SAGE) was not a curriculum based organization but that cheerleading, Spirit Club, synchronized swimming, and the Black Achievers all were.

Nice try, but no first year law students would bet that outcome.

New York Law School Professor Arthur S. Leonard wrote, “The result in this case was quite predictable, because to date no school system anywhere in the country has ultimately prevailed in its attempt to exclude a gay-straight alliance while allowing other non-curricular student organizations to continue operating at their schools, and federal judges have uniformly rejected by attempts by the schools to mischaracterize social groups as “curricular” in order to escape the requirements of the statute.

But why did they go to court? And, having lost once, why did they appeal?

And isn’t all this futile legal work expensive? You bet it is. The Minneapolis – St. Paul Star Tribune reports just how expensive.

Osseo schools got hit with a king-size legal bill — $460,143 — in its fight to keep a Maple Grove High School student-run gay-rights group from having the same privileges as other, officially approved, school clubs.

OK. That’s a WOW moment. In this age of shrinking budgets and tightening purse-strings, 460 grand is a lot of money to me. But it didn’t cause the School Board to blink.

Asked about the legal fees, [Osseo schools spokeswoman Barbara] Olson replied:

“The district must pay those costs. It just so happens that all the costs are being reimbursed by our insurance.”

That’s right.

The school can go through nearly a half-million dollars on a lawsuit it knows it’s going to lose, all for nothing other than spiting its gay students. Because it’s insured and if it causes all the insurance rates to go up, well at least it got its day in court to besmirch and denigrate gays.

It is time that insurance companies cease to be the pawns and patsies of these anti-gay frauds.

They certainly wouldn’t fund a lawsuit for a principal seeking to place the cafeteria off-limits to black students or a lawsuit for a school board that wanted to force Jews to pray to Jesus. These are surefire losers and a predictable waste of money.

So too are legal efforts to ban gay students from equal access.

These school insurers need to look these principals in the eye and say, “Sorry, Bub, but if you want to run up legal bills to defend discrimination and bigotry, you’re going to have to do it on your own dime.”


March 27th, 2009

I think that the insurance company can deny the claim as frivilous and stick the school board with the bill. Read the policy details and I bet there is a “frivilous” clause.

Richard W. Fitch

March 27th, 2009

The other question that has to be asked is: Are these kinds of insurance companies founded and funded by covert religious conservative groups for the very purpose of attempting to overturn discrimination laws? That probably is NOT in the policy details — still worth looking into I would think.


March 27th, 2009

Is there any way that federal funding for these schools can be cut off?

David Roberts

March 27th, 2009

Any idea which insurance company they use?


March 28th, 2009

The local people NOW see what they have elected into office adn what their money is being spent on. It’s high time they do away with the dead weight of bigotry and personal agendas and the thought that just because an individual has a degre does NOT mean they are worth a damn in practice. That’s what the locals have on their hands now, a bunch of losers on their school board teaching their kids to be bigots, therefore rendering them useless in a diversified world. WOW, and we preach GO TO SCHOOL to our kids. I now understrand why people prefer to home school adn I thought it was for OTHER reasons. What a shame. I hope the insuurance company sticks it to that school board hard and strong. The school board then will see the letters KY can stand for more than an abbreviation for Kentucky. my heart goes out to the kids in this school, they have no leadership…no role models. Just freaks.


March 29th, 2009


I was homeschooled because the school refused to respond effectively to constant bullying, which was not even gay-related and went on for years. Had it not been for that option I would have had to drop out of high school.

Insurance Agent

March 30th, 2009

The school district may be self insured or Richard Fitch’s theory may have some substance to it. There are plenty of insurance companies owned by old farts with agendas, and word of mouth from one creepy school to another would spread quickly.

The black segregation scenario would not be covered as a direct result of the civil rights movement, but I’m sure it was covered and paid out prior to the movement. Now there is specific wording excluding civil rights breaches.

Most insurance companies would not exclude this as a frivilous lawsuit just to avoid getting sued by the school for doing so.

But, when we allow a company to defend us, we give up the right to defend outselves. This keeps the control in the hands of the company. As an example, my company recently paid $50,000 on a 3mph no-injury claim to avoid a lawsuit. If I had my say, I’d have paid the claimant no more than $1,000 and would have spent any amount to defend because its the right thing to do. As the defendent I feel pretty strongly about that – pretty emotional. That’s exactly what insurance companies seek to avoid. If they go around defending what’s right all the time, gone would be the frivilous lawsuit, but the companies would not enjoy their high profits.

So, if the school gives its right to defend to the insurance company, but then refuses to abide by the company’s determination (let SAGE meet, for example) then they would have to be penalized in some way specified in the policy. Some likely outcomes are the insurance company paying for the initial suit but not the appeal, or the company paying a percentage or paying what they would have paid had the insured listened to them, but the school picking up the rest.

So, I would guess that she’s either not forthcoming about sharing the expense of defense, or the school district is self insured or Fitch is right.

One thing, companies do not take kindly to comments like the one made by Barbara Olsen, and I’d be surprised if they had the same carrier next year.

Leave A Comment

All comments reflect the opinions of commenters only. They are not necessarily those of anyone associated with Box Turtle Bulletin. Comments are subject to our Comments Policy.

(Required, never shared)

PLEASE NOTE: All comments are subject to our Comments Policy.


Latest Posts

The Things You Learn from the Internet

"The Intel On This Wasn't 100 Percent"

From Fake News To Real Bullets: This Is The New Normal

NC Gov McCrory Throws In The Towel

Colorado Store Manager Verbally Attacks "Faggot That Voted For Hillary" In Front of 4-Year-Old Son

Associated Press Updates "Alt-Right" Usage Guide

A Challenge for Blue Bubble Democrats

Baptist Churches in Dallas, Austin Expelled Over LGBT-Affirming Stance

Featured Reports

What Are Little Boys Made Of?

In this original BTB Investigation, we unveil the tragic story of Kirk Murphy, a four-year-old boy who was treated for “cross-gender disturbance” in 1970 by a young grad student by the name of George Rekers. This story is a stark reminder that there are severe and damaging consequences when therapists try to ensure that boys will be boys.

Slouching Towards Kampala: Uganda’s Deadly Embrace of Hate

When we first reported on three American anti-gay activists traveling to Kampala for a three-day conference, we had no idea that it would be the first report of a long string of events leading to a proposal to institute the death penalty for LGBT people. But that is exactly what happened. In this report, we review our collection of more than 500 posts to tell the story of one nation’s embrace of hatred toward gay people. This report will be updated continuously as events continue to unfold. Check here for the latest updates.

Paul Cameron’s World

In 2005, the Southern Poverty Law Center wrote that “[Paul] Cameron’s ‘science’ echoes Nazi Germany.” What the SPLC didn”t know was Cameron doesn’t just “echo” Nazi Germany. He quoted extensively from one of the Final Solution’s architects. This puts his fascination with quarantines, mandatory tattoos, and extermination being a “plausible idea” in a whole new and deeply disturbing light.

From the Inside: Focus on the Family’s “Love Won Out”

On February 10, I attended an all-day “Love Won Out” ex-gay conference in Phoenix, put on by Focus on the Family and Exodus International. In this series of reports, I talk about what I learned there: the people who go to these conferences, the things that they hear, and what this all means for them, their families and for the rest of us.

Prologue: Why I Went To “Love Won Out”
Part 1: What’s Love Got To Do With It?
Part 2: Parents Struggle With “No Exceptions”
Part 3: A Whole New Dialect
Part 4: It Depends On How The Meaning of the Word "Change" Changes
Part 5: A Candid Explanation For "Change"

The Heterosexual Agenda: Exposing The Myths

At last, the truth can now be told.

Using the same research methods employed by most anti-gay political pressure groups, we examine the statistics and the case studies that dispel many of the myths about heterosexuality. Download your copy today!

And don‘t miss our companion report, How To Write An Anti-Gay Tract In Fifteen Easy Steps.

Testing The Premise: Are Gays A Threat To Our Children?

Anti-gay activists often charge that gay men and women pose a threat to children. In this report, we explore the supposed connection between homosexuality and child sexual abuse, the conclusions reached by the most knowledgeable professionals in the field, and how anti-gay activists continue to ignore their findings. This has tremendous consequences, not just for gay men and women, but more importantly for the safety of all our children.

Straight From The Source: What the “Dutch Study” Really Says About Gay Couples

Anti-gay activists often cite the “Dutch Study” to claim that gay unions last only about 1½ years and that the these men have an average of eight additional partners per year outside of their steady relationship. In this report, we will take you step by step into the study to see whether the claims are true.

The FRC’s Briefs Are Showing

Tony Perkins’ Family Research Council submitted an Amicus Brief to the Maryland Court of Appeals as that court prepared to consider the issue of gay marriage. We examine just one small section of that brief to reveal the junk science and fraudulent claims of the Family “Research” Council.

Daniel Fetty Doesn’t Count

Daniel FettyThe FBI’s annual Hate Crime Statistics aren’t as complete as they ought to be, and their report for 2004 was no exception. In fact, their most recent report has quite a few glaring holes. Holes big enough for Daniel Fetty to fall through.